Privacy Statement and Notice

Confidentiality and Security of Nonpublic Personal Information

We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic and procedural safeguards that comply with federal standards to guard your nonpublic personal information.

Nonpublic Personal Information We Collect

We collect nonpublic personal information about you from the following sources:

• Information we receive from you on applications or other forms;

• Information about your transactions with us;

• Information we receive from a consumer reporting agency.

Nonpublic Personal Information We Disclose

We do not disclose nor do we reserve the right to disclose any nonpublic personal information about our customers or former customers to anyone except as permitted or required by law. Disclosures that are permitted or required by law may include, for example, disclosures to: regulatory agencies, consumer reporting agencies, our auditors and service providers.

Notify Us of Inaccurate Information We Report To Consumer Reporting Agencies

Please notify us if we report any inaccurate information about your account(s) to a consumer reporting agency. Your written notice describing the specifics of any inaccuracies should be sent to us at the following address: The First Bank of Greenwich, 444 E. Putnam Avenue, Cos Cob, CT 06807.

This Notice is a summary of our policies and procedures and is not a contract. We reserve the right to revise the policies and procedures described in this Notice.

Definitions

The following terms have been used in this Notice and are defined below:

We, us, and our refer to The First Bank of Greenwich.

You and yours refers to our consumer customers with whom we have a continuing relationship through one or more accounts or; consumers who may have applied for a loan (credit) but did not close on, or open, the credit account.

Consumer reporting agency is a business that makes a practice of collecting consumer information for the purpose of furnishing reports of the collected information to third parties.

Non-public personal information includes personally identifiable financial information not generally available from public sources.

Member

FDIC